Payment options
Local payment methods
Pay with regional, non-card payment options like ACH and more, with no additional setup required.
Beyond card payments, Affiliateo supports local payment methods (LPMs) so customers can pay using the options most common in their region. You don't need to do anything to enable these, eligible options appear automatically at checkout.
No setup required
All eligible payment methods appear automatically at checkout.
Customer location
Customers are shown the most popular payment methods in their region.
Configure per link
Choose which LPMs to show or hide when you set up each checkout link.
Which local payment methods display at checkout?
Local payment methods will automatically appear at checkout if:
- •Customer is in eligible geography (based on IP address)
- •The checkout link is in an eligible currency
- •The checkout link does not exceed the maximum price supported by the LPM
- •The pricing type (one-time or subscription) is supported by the LPM
Local payment method overview
Method | Countries | Currency | Min–max | Fees |
|---|---|---|---|---|
| US Bank Transfer (ACH) | US | USD | $0.50 – $1M | 0.8% (capped at $5) |
| Cards and wallets | Global | USD | $0.50 – $1M | 2.9% + $0.30 |
Bank transfers
1. US Bank Transfer (ACH)
ACH (Automated Clearing House) is the main US bank-to-bank transfer network. Customers pay directly from their bank account with low fees and high reliability.
Country: US
Currency: USD
Min–max: $0.50 – $1M
Fees: 0.8% (capped at $5)
Payment support: One-time and recurring subscriptions
Settlement: 4 business days
Refunds: Yes. Full refunds supported.
Disputes: Yes. NACHA rules apply, limited dispute reasons, no appeal process.
Cards and wallets
Accept widely used credit and debit cards, prepaid cards, and digital wallets (Apple Pay, Google Pay) for online payments.
Countries: Global
Currency: USD
Fees: 2.9% + $0.30 per transaction
International cards: + 1.5%
Currency conversion: + 1% if required
Payment support: One-time and recurring subscriptions
Settlement: 2 business days
Refunds: Yes. Full refunds supported within 30 days.
Disputes: Yes. Standard card network dispute process.
Local payment methods depend on the customer's geography, not the merchant's. For example, a customer in the US will see ACH, even if the merchant is based in the UK. If an LPM is not appearing at checkout, make sure the link was created in an eligible currency and the customer is in an eligible geography.